Is there a minimum balance required for a checking account?
The minimum deposit required to open most of our checking accounts is $25; However, there is no minimum balance required to keep the checking account open.
Benefits of our different checking accounts
Champion Free Checking Account
- No monthly service charge
- Debit Mastercard® card with no monthly fee
- No per check charge
- Unlimited access to Leaders-owned ATMs & 85,000 network ATMs
- Overdraft Protection/Courtesy Pay available.¹
- We encourage the convenience of direct deposit.
Champion Rewards Checking
With our Champion Rewards Checking, you earn dividends on your money while maintaining the flexibility of withdrawing it. This account:
- Earns 2.00% APY² if you complete 15 debits per month using your debit Mastercard®, are enrolled in eStatements, and have at least one direct deposit per month.
- Reimburses up to $15 per month in foreign ATM fees.
- Unlimited deposits and withdrawals
- We encourage the convenience of direct deposit.
1. No minimum balance required. No monthly service charge assessed. Insufficient funds and/or Overdraft fees may apply.
2. APY = Annual Percentage Yield. Not all applicants will qualify. Subject to membership in good standing and no inquiries from other financial institutions. If monthly requirements are not met, account earns 0.05% APY. Debits must post during calendar month to receive high-interest yield. ATM fee refund cap of $15 per month. Deposits over $15,000 for qualified accounts will earn 0.20% APY.
Please ask to see a Rate and Fee Disclosure for more details.