What are the overdraft fees?

An overdraft fee is assessed when you withdraw more money than you have available in your account. The fee assessed is $34 per item.

Rates and rewards are variable and may change. Please refer to our Consumer Disclosure and our Business Disclosure in regards to overdrafts.

Avoid overdraft fees with Overdraft coverage!

Choose from Overdraft Privilege and Overdraft Protection services so you are protected from overdraft fees when life happens. 

Contact a member service representative to discuss your account and overdraft protection! 

  • Phone
    • Jackson: 731.664.1784
    • Union City: 731.885.4808
    • Bartlett: 901.682.5626
    • Toll-Free: 800.227.1893
    • Automated Service or PAL line: 731.664.7181 
  • Email:
  • Mail:
    •  PO Box 10008 | Jackson, TN 38308
  • In-Person